保險詞彙英中對照表
Abandonment 委付
Above Normal Loss 異常損失
Absolute Assignment 自由讓與
Absolute Liability 絕對責任
Absolute Ownership 絕對所有權
Abstract 摘要卡
Accelerative Endowment 提前滿期
Accelerated Option 提前滿期選擇權
Accelerated Paid-up or Endowment 縮短繳費期間或提前滿期
Acceptance 承諾
Accepted Value 承諾價額
Accepting Office 分進公司
Accident 意外事故
Accident Control or Prevention 意外事故控制或預防
Accidental Death And Dismemberment Benefit 意外死亡及四肢缺失、視力喪失給付
Accidental Death Benefit 意外死亡給付
Accidental Death Insurance 意外傷害死亡保險
Accident Frequency 意外事故發生頻率
Accident Insurance 意外保險
Accident Rate 事故率
Accident Severity 意外事故損失幅度
Accident Year Experience 事故年經驗
Accommodation Business 融通業務
Accommodation Risk 融通危險
Account Premium Modification Plan 保險費調整計劃
Accounts Receivable Insurance 應收帳款保險
Act Insurance 政策性保險
Accumulation System 定額保險費
Actual Cash Policy 實際現金價值保險單
Actual Cash Value 實際現金價值
Actual Loss Ratio 實際損失率
Actual Present Value 實際現值
Actual Total Loss 實際全損
Actuary 精算師
Affirmative Warranty 認定保證
Agency Department 展業部
Agency Plant 代理系統
Agent 代理人
Agent Captive 專屬代理人
Agent Expense 代理費用
Agent General 總代理人
Agent Independent 獨立代理人
Agent Local 當地代理人
Agent Policy-Writing 簽單代理人
Agent Special 特約代理人
Agent State 州代理人
Agent's Authority 代理人權限
Agent's Balance 代理人佣金
Aggregate Annual Deductible 累積年自負額
Aggregate Excess Of Loss Cover 累積超額賠款再保險
Aggregate Limit 累積限額
Agreed Value 約定價值
Agricultural Insurance 農業保險
Aleatory Contract 射倖契約
Amount of Loss, Claim 保險金
Assessment Method 不定額保險費
Assignment Of Policy Clause 保險單轉讓條款
Automatic Reinstatement Clause 保險金額自動恢復條款
Automatic Sprinkler Leakage 自動消防裝置滲漏
B
Binder, Binding Slip 暫保單
Blanket Policy 總拓保險契約
Balance 餘額
Balanced Security 平衡的安全
Balance Sheet 資產負債表，平衡表
Balance Sheet Reserve 退休金－平衡表準備金
Balance Sheet Reserve Plan 退休金－平衡表準備金方式
Bank Check Plan 鋃行帳戶轉帳繳納保費制度
Bank Loan Insurance 銀行貸款保險
Bankrupt 破產
Bankruptcy 宣告破產
Bank Trusteed Retirement Plan 銀行信託型退休計劃
Base Pay 基本薪資
Basic Hospitalization 基本住院給付保險
Basic Premium 基本保費
Basic Rate 基本費率
Basic Split-dollar Plan 基本保費分擔計劃
Before-tax Earnings 稅前所得
Beneficial Interest 保險契約權益
Beneficiary 保險受益人
Breach Of Contract 違反契約條款
Broker 保險經紀人
Brokerage Agency 經紀人公司
Brokerage Business 經紀人招攬契約
Brokerage Department 經紀人部門
Broker-Agent 經紀人代理店
Burglary And Robbery Insurance 竊盜保險
Burial Insurance 喪葬保險
Business 保險契約
Business Interruption Insurance 營業中斷保險
Business Continuation Insurance 專業繼續保險
Business Continuation Plan 事業繼續保險計劃
Business Health Insurance 企業健康保險
Business In Force 有效契約
Business Liability Insurance 事業責任險
Business Insurance 企業保險
Business Life Insurance Trust 企業壽險信託
Business Overhead Expense Insurance 事業經費保險
Business Under Common Control 共管企業
Buy Term And Invest The Difference Buy-Sell Agreement 經營權買賣協議
Bilateral Contract 購買定期險與投資差額保費
C
Cancelable 可終止保險單
Cancellation 終止
Capital Sum 最高給付金額
Captive Insurance 專屬保險
Cargo Insurance 貨物保險
Cash Claim 現金賠款
Cash Payment 現金給付
Cash Value 現金價值
Calendar Year Experience 曆年度經驗
Calendar Year Major Medical Plan 曆年式高額醫療費用保險
Call 招攬拜訪
Canada Pension Plan 加拿大退休金計劃
Cancelable Contract 可解除契約
Cancellation 解約
Canvassing Account 新契約保費帳戶
Capacity 承保能力、最高承保限額
Capital 資本
Capital Assets 資本性資產
Capital Budget 資本預算表
Capital Charges 資金費用
Capital Conservation Method 資金不動用方法
Capital Expenditures 資本支出
Capital Gain 資本利得稅
Capital Goods 資本財
Capitalization 現值化
Capitalization of Interest 利息滾入本金
Capitalization Rate 現值化利率
Capital Loss 資本損失
Capital Market 資金市場
Capital Need Analysis 資金需求分析
Capital Net Worth 資本淨值
Capital Stock 股本
Capital Stock Insurance Company 壽險股份有限公司
Capital Sum 一次給付金
Capital Utilization Method 資金利用法
Captive Agent 專業外務員
Career Agency 專業代理店
Career Agent 專業外務員
Career Average 服務期間平均薪津法
Career Average Formula 服務期間平均薪津方式
Career Path 專業外務員訓練課程
Career Presentation 專業介紹
Carrier 保險業者
Carryback Period For Employer Contributions 僱主醵出金之後轉期間
Carryback (Carryforward) Provision 後轉條款、前轉條款
Carryover Basis 移轉稅基
Cash Account (代理人) 現金帳
Cash Assets 現金資產
Cash Basis of Accounting 現金制會計
Cash Equivalents 相等現金資金
Cash Refund Annuity 現金立即償還年金
Cash Surrender Value 解約退還金
Cash Value 現金價值
Cash Value Policy 有解約退還金保險
Casualty Actuarial Society 美國災害保險精算學會
Casualty Index 災害保險情報引得 (索引)
Casualty Insurance 災害保險
Catastrophe 巨災
Catastrophe Hazard 巨災危險
Catastrophe Insurance 高額醫療費用保險
Catastrophe Reinsurance 巨災再保險、異常災害再保險
Ceding Commission 分保佣金
Cede 分保
Center of Influence 介紹準客戶之協力者
Cedent 分保人
Cession 分保單位
Certificate Insurance 保險證
Certificate of Authority 權限證書、營業許可書
Certificate of Convenience 臨時執照
Certified Employee Benefit Specialist 公認企業員工福利士
Cestuique Trust (信託) 受益人
Cestuique vie (泛指) 被保險人
Change of Beneficiary Provision 變更受益人條款
Change of Plan Provision 變更保險計劃條款
Charitable Bequest 慈善遺贈
Charitable Gift 慈善捐贈
Contingency Reserve 危險準備金
Charitable Trust 慈善信託
Charter 營業狀、營業證書
Chartered Financial Analyst 公認財務分析師
Chartered Life Underwriter (CLU) 公認壽險師
Capitalization Method 準備金提存方式
Cheap Takeover 廉價接收
Check-o-matic 銀行存款帳戶轉帳繳納保費制度
Contract of Indemnity 損害賠償合約
Child's Benefit 育兒給付
Claim 請求給付保險金賠償
Claimant 申請保險給付者
Claim Reserve 理賠準備
Class 同一危險集團
Classification 危險等級集團分類
Classified Insurance 缺陷體保險
Classified Risk 缺陷體危險
Class Rate 級別費率
Clause 條款
Clean-up Fund 善後清償基金
Clearance Fund 善後清償基金
Client 當事人、客戶
Close 促成簽約
Close Corporation 股票未上市公司
Close Corporation Insurance 股票未上市公司事業保險
Closed Contract of Insurance 不得變更保險契約
Close-end Mutual Fund
Closed-end Investment Company 資本額固定之投資信託公司
CLU 公認壽險師
Coinsure 共同保險
Cold Canvassing 直衝招攬
Cold Leads 直衝招攬
Collateral Assignment 擔保讓與
Collateral Assignment Plan 擔保讓與保險計劃
Collateral Bond 擔保債券
Collateral Loan 擔保貸款
Collection Book 收費帳簿
Collection Fee 收費費用
College of Insurance 保險大學
College Retirement Equities Fund (CREF) 大專退休基金會
Collegia (古羅馬) 互助協會
Combination Agency 兼售普通壽險和簡易險代理店
Combination Company 兼售普壽與簡易險公司
Combination Funding Plan 壽險與年金混合契約
Combination Plan 混合型退休金制度
Combination Policy 組合保險
Combined Annuity Mortality Table 綜合年金死亡表
Combined Group 聯合企業集團
Combined Sigle Limit 單一責任限額
Commercial Bank 商業銀行
Commercial Health Insurance 商業健康保險
Commercial Inspection Report 商業調查報告
Commercial Insurance 營利保險、商業健康保險
Commercial Policy 商業健康保單
Commercial Report 商業調查報告
Commission 佣金
Commission, Contingent 利益佣金
Commissioner 州利益佣金
Commissioner 州保險監督官
Commissioners Disability Table 標準殘障表
Commissioners 1941 Standard Ordinary Table 1941年普通保險監督官標準死亡表
Commissioners 1958 Standard Ordinary Table 1958年普通保險監督官標準死亡表
Commissioners Standard Industrial Mortality Table 1961 1961年簡易保險監督官標準死亡表
Commissioners Values NAIC 有價證券價格
Commission of Authority 委任狀
Commissions, Graded 等級佣金
Contract of Indemnity 損害補償契約
Consequential loss Insurance 從屬損失保險
Claim Reserve 賠款準備
Classified Premium 分類保險費
Coinsurance 共保
Coinsurer 共保人
Coinsurance Clause 共保條款
Coinsurance Percentage 共保比例
Collective Insurance 集合保險
Compulsory Insurance 強制性保險
Contract of Utmost Good Faith 誠信契約
Contract of Consideration 有償契約
Contribution Clause 賠款分擔條款
Co-operative Insurance Society 保險合作社
Crop Insurance 收穫保險
Conditional Contract 附條件契約
Contract of Adhesion 附合契約
Conditional Contract 繼續契約
Collective Insurance Contract 集合保險契約
Constant Method 固定法
Constraint and Percentage Method 固定與比例混合法
Capitalization Method 準備金提存方式
Contingency Reserve 危險準備金
Ceding Commission 分保佣金
D
Date Of Expiration 到期日
Date Of Grace 寬限到期日
Date Of Inception Of The Policy 保險單起保日
Date Of Issue 簽單日
Date Of Policy 保險單生效日
Date Of Subscription The Policy 保險單起迄日
Date Of Grace 寬限期間
Declaration Policy 陳報保險單
Declination 拒保
Deductible 自負額
Deductible Clause 自負額條款
Degree of Risk 危險程度
Deposit Premium 預付保險費
Double Insurance 複保險
Data Interview 面談
Date Of Expiration 終止 (滿期) 日
Date Of Issue 發單日
Date Of Last Payment 最近一次保費應付日
Date Of Maturity 滿期日
Date Of Policy 契約生效日
Date Of Grace 寬限到期日
Death Benefit 死亡給付
Death Benefit For Parents 雙親受領之死亡給付
Death Claim 死亡給付請求
E
Endorsement 批單
Earned Income 勤勞所得
Earned Premium 經過保費
Earnings 勤勞所得
Economic Benefit 實質給付
Economic Life Value 生命的經濟價值
Educational Trust 教育資金信託
Education Insurance 教育保險
Effective Date 生效日
Elective Benefits 選擇給付
Elapsed Years 經過年數
Elective Indemnities 選擇給付
Eligibility Requirement 適格要件
Eligible Employees 適格員工
Eligible Expense 適格醫療費用
Elimination Period 除去期間
Emergency Accident Benefit 緊急處理給付
Emergency Expense Benefits 緊急經費給付
Emergency Fund 鰥緊急準備金
Employee 從業員工
individual, Owner-employee, Junior Partner, Common-law Employee. Employee Benefit Programs 員工福利給付計劃
Employee Contribution 員工醵出金
Employee Organization 從業員團體
Employee Pension Benefit Plan 員工退休金給付計劃
Employee Retirement Income Security Act 受雇人員退休所得保障法
Employee Stock Ownership Plan 員工持有公司股退休年金制度
Employee Stock Ownership Trust 員工持有公司股票信託
Employees' Trust 員工信託
Employee Welfare Benefit Plan 員工福利給付計劃
Employer's Liability Insurance 僱主責任保險
Employment Benefit Plan 雇用給付計劃
Endless Chain Prospecting 連鎖式保戶開拓法
Endorsement 批註 (條款)
Endow 滿期
Endow At Age 100 百歲滿期
Endowment 養老保險
Endowment Amount 滿期保額
Endowment At Age 65 65 歲滿期
Endowment Insurance Policy 養老保險保單
Endowment Policy 養老保險保單
Enemy Alien 敵對國
Enrollment Card 登記卡
ENTAIL 限嗣繼承不動產
Entire Contract Clause 完全契約條款
Entirety, Estate By (夫妻) 聯合財產
Entity Plan 共同經營法人保險
Entry Age Normal 普通加入年齡
Entry Age Normal Method 普通加入年齡式退休金成本計 算法
Equity 純資產
Equity 公平性
Equity 衡平法
Equity 持分
Equity Annuity 變額年金
Equity, Estimated Total 估計總淨值
Equity Linked 變額
Equity Rate 變動費率
Equity Value Holding 變額性投資
ＥRISA 受雇人員退休所得保障法
Estate Planning 遺產設計
Estate Protection 財產保全
Estate Settlement 遺產分配
Estate Shrinkage 遺產滅損
Estate Tax 遺產稅
Estate Transfer 財產移轉
Estimated Premium 臨時保費
Estimated Total Equity 估計總淨值
Evidence Of Insurability 可保性證明
Exact Date Of Exhaust 耗竭日
Exact Interest 實計利息
Examination 體檢
Examination Under Oath 切結給付條款
Examined Business 已體檢契約
Examiner 體檢醫生
Examiner 稽查
Expected Period 除外期間
Exception Of Proceeds Provision 保險金支付禁止規定
Excess Arrears 逾期滯繳
Excess Compensation 超額補償
Excess Contribution 超額醵出金
Excess Cover For Catastrophe 巨災超額賠款再保險
Excess Initial Expense 初年度超額費手
Excess Insurance 超額保險
Excess Interest 超額利息
Excess Limit 超過限定額
Excess Line Broker 超額保險經紀人
Excess Of Loss Reinsurance 超額再保
Excess Plan 額外退休計劃
Excluded Period 除外期間
Exclusion 免責條款
Exclusion Allowance 寬減額
Exclusion Clause 除外條款
Exclusion Ratio 寬減率
Exclusive Agency System 專屬代理店制度
Exclusive Agent 專任外務員
Executed Contract 已履行契約
Executed Trust 已設定信託
Executor 遺囑執行人
Executory Contract 未經履行契約
Executory Trust 未設定信託
Exemption Of Proceeds Provision 保險金債務豁免條款
Exempt Pension Trust 免稅退休金信託
Ex Gratia Payment 慰問給付
Exhaust Loan 超過解約退還金的貸款
Exhibit 明細表
Expectancy Policy 平均餘命保險
Expectancy Policy 妊娠定期健康保險
Expectation Of Life 平均餘命
Expected Mortality 預定死亡率
Expenditure, Capital 資本支出
Expense 營業費用
Expense Allowance 費用補助
Expense Factor 費用要素
Expense Loading 附加保險費
Expense Of Management 經營費用
Expense Ratio 費用率
Expense reimbursement allowance 經費支出補助
Expense Reserve 經費準備金
Expense Incurred 發生經費
Expense Paid 費用支出
Experience 經驗
Experience And Service Table 從業員在職存經驗表
Express Conditions 明示條款
External Coinsurance 對外共同保險
Excess Coverage 超額賠償責任
Extended Cov 火災保險附加險
Export Insurance 輸出保險
Extra Charges 額外費用
Expected Morbidity 預定罹病率
Expense Constant 定額附加保費
F
Full Value Insurance 足額保險
Facultative Certificate Of Reinsurance 臨時再保險證明書
Facultative Obligatory Treaty 臨時拘束性合約再保險
Fallen Building Clause 建築物傾倒條款
Falling Aircraft&Vehicle Impact Form 航空器墜落、機動車輛碰撞保險
Family Automobile Policy 家用汽車保險單
Fidelity Insurance Clause 員工誠實保險條款
Fiduciary Bond 受託保證保險
Financial Responsibility Law 財務責任法
Fine Arts Floaters 藝術品流動保險
Fire 火災
Fire Friendly 善火
Fire Hostile 惡火
Fire Insurance 火災保險
Fire Wall 防火牆
First Loss Insurance 損失優先賠付保險
First arty Insurance 第一者保險
Flat Rate 毛費率；判斷費率
Floaters 流動保險
Floating Policy 流動保險單
Floating Stock 流動貨物
Floor Plan Insurance 墊款銷售保險
F.O.B. Plane 飛機上交貨價
F.O.B. Train 火車上交貨價
F.O.B. Truck 卡車上交貨價
Forwarding Charge Clause 轉運費用條款
Formal Contract 要式契約
Foul Bill Of Lading 不潔提單
Franchise Clause 起賠額條款
Free Of Claim For Accident Reported 已知事故免責
Free Of Particular Average Clauses, F.P.A. Clauses 平安險條款
Free On Board, F.O.B. 船上交貨價
Freight Abandonment Clauses 不要求運費條款
Freight Waiver Clause 放棄運費條款
Full Conditions 完全條件
Full Reporting Clause 據實申報條款
Full Value Insurance 足額保險
Funds Held By Ceding Companies 存出再保責任準備
Furrier's Customer's Insurance 皮貨商顧客保險
Formal Contract 要式契約
Fire Damage 火災損害
Finish Stock 製程品存貨
Fraudulent Misrepresentation 詐欺
First Loss Insurance Clause 實損實賠保險條款
General Agency 總代理店
General Agency System 總代理店制度
General Agent 總代理人
General Condition 基本條款
GAMS 區域總代理人與外勤經理協會
General Market 一般市場
General Operating Expenses 總營業費用
General Partnership 普通合夥
General Power Of Appointment 普通指定權
Geographical limitations 地區限制
Gift 贈與
Gift Causa Mortis 死因贈與
Gift Inter Vivos 生前贈與
Gift Of Future Interest 遠期贈與
Gift Tax Credit 贈與稅扣除額
Gift Tax Marital Deduction 贈與稅配偶扣除額
Gimmicks 花招
Give 贈予
Goodwill 商譽
Government Benefit Plans 政府給付計劃
Grace Period 寬限期間
Graded Death Benefits 階段式死亡給付、削滅死亡給付
Graded Premium Lift Insurance 階段式繳費保險
Graded Vesting 賦予等級受領權
Grant 讓與
Grantee 受讓人
Grantor 讓與人
Gropsack General Agent 普通流動性業務員
Gross cost 總成本
Gross Earning 毛收入
Gross Estate 總遺產
Gross Line 總危險額
Gross Net Premium 純總保費
Gross Premium Valuation 營業保費評價法
Gross Rates 營業保險費費率
H
Hazard 危險
Hazard, Moral 道德危險
Head Office 總公司
Head Of House 扶養人
Head Start Fund 提早開始基金
Health And Accident Underwriters Conference 健康意外保險人協會
Health Certificate 健康聲明書
Health Insurance 健康保險
Health Insurance Association Of America 美國健康保險協會
Health Insurance Benefits 健康保險給付
Health Insurance Classifications 健康保險種類
Health Insurance, Group 團體健康保險
Health Insurance Institute 健康保險研究所
Health Insurance Quality Award 健康保險繼續率優良獎
Health Maintenance Organization (HMO) 保健組織
Health Plans, Corporate 企業健康保險計劃
Health Policy 健康保險
Health Systems Agencies 健診儀器諮詢會
Heir 繼承人
Held In Trust 託管信託
Hereditaments 繼承財產
Highest And Best Use Value 最高利用價值
High-Pressure Selling 強迫招攬
High Risk 高風險體
HMO 保險組織
Home Insurance 住宅保險
Home Office 總公司
Home Office Life Underwriter Association 總公司核保人協會
Honesty Clause 誠信條款
Honorable Undertaking 互信契約
Honoring 按時履行義務，兌現
Hospital Benefit 住院給付
Hospital Expense Insurance 住院費用保險
Hospital Income Insurance 住院所得保險
Hospital Indemnities 住院補償
Hospitalization Insurance 住院保險
Hospitalization Policy 住院保險
Hospital Miscellaneous Benefits 住院雜項費用給付
Hospital Room Benefits 病房費用給付
Hospital/Surgical (Expense) Insurance 住院及外科手術保險
Hour Of Service 服務時數
House Confinement Clause 在家療養條款
Household 家
HR-10 Plan 參見
Human Depreciation Concept 人員折耗論
I
Individual, Owner-employee, Junior partner, Common-law Employee. Employee Benefit Programs 員工福利給付計劃
Identification Clause 身份確認給付條款
Illegal Holding Of Premiums 保費非法處置、保費流用
Illness Frequency Rate 罹病頻率
Illness Severity Rate 疾病強度率
Impersonal Contract 非對人契約
Immediate Annuity 即時付年金
Immediate Estate 立即遺產
Immediate Life Annuity 即時付生存年金
Immediate Participation Guarantee Plan 直接參加保證給付式團體年金
Immediate Vesting 立即受領權
Impaired Capital 資本減損
Impaired Risk 弱體
Impairment 缺陷、弱體狀況
Impairment Of Capital 資本減損
Imperfect Trust 不完全信託
Implied Consent 暗示同意
Implied Contract 默示契約
Implied Trust 暗示信託
Implied Warranty 暗示擔保
Inadmitted Asset 未認可資產
Incidental Life Insurance Protection 附帶的壽險保障
Incidents Of Ownership (保單) 所有權之附帶權利
Includible Compensation 可包括薪
Income 收入
Income Bond 退休年金
Income Continuation Agreement 所得繼續協定
Income, Earned 勤勞所得
Income-Earning ability 所得能力
Income Fixed 定額所得
Income Insurance 年金保險
Income Policy 年金保險
Income Protection 殘疾所得補償保險
Income Provider Plans 家庭扶養年金保險
Income Settlement Options 年金式保險金給付選擇權
Income Statement 損益表
Incompetent 公司的財務營運，將公司某一段期間的收 入和費用列入予以結算的財務報表。參見Balance Sheet 及Statement of Changes in Financial Position 禁治產者
Incontestability 不可爭條款規定
Individual Annuity 個人年金
Industrial Insurance 簡易人壽保險
Inland Marine Insurance 內陸運輸保險
Installment Premium 分期保險費
Insurable Interest 可保利益
Insurable Interest 保險利益
Insurance 保險
Insurance Agent 保險代理人
Insurance Brokers 保險經紀人
Insurance for Old-age 老年保險
Insurance for Unemployment 失業保險
Insurance Macroeconomics 保險總體經濟學
Insured Amount 保險金額
Insurance Clause 保險條款
Insurance Policy 保險單
Insurer 保險人
Internal Coinsurance 對內共同保險
Intercompany Agreement 同業協議
Insurable or Insured Value 保險價額
J
Joint And Full Survivor 完全連生生存年金
Joint And One-Half Survivor Annuity 生存者半額給付連生生存年
Joint And Last-Survivor Annuity 連生生存年金
Joint And Several 聯合與分擔之債
Joint And Survivor Annuity 連生生存年金
Joint And Survivorship option 連生生存年金選權
Joint And Two-thirds Survivor Annuity 生存者 3/2 給付連生生存年金
Joint Annuity 連生年金
Joint Beneficiary 共同受益人
Joint Control 共同支配保單權利
Joint Field Work 陪同招攬、聯合招攬
Joint Insurance 連生保險
Joint Insured 連生被保險人
Joint Interests 聯合利益
Joint Liability 聯合負債
Joint Life Annuity 連生共存年金
Joint Lives 連合生命
Joint Return 合併所得
Joint Tenancy 公同共有之財產
Jointly Owned Property 聯合財產
Jointly Administered Pension Plan 共同管理退休年金制度
Judgment Rates 判斷費率
Jumbo Risk 巨大危險
Jumping Juvenile Insurance 自動增額子女保險
Junior Mortgage 次順位抵押
Junior Partner 小額合夥人
Juvenile 少年
Juvenile Insurance 子女保險
K
Key Executive Insurance 企業主管人員保險
Keyman Health Insurance 企業主管人員健康保險
Key Insurance 企業主管人員保險
L
Lloyd's 勞埃
L.A.A. 美國人壽保險廣告者協會
Labor Union Group 工會團體保險
Labor Union Pension Plan 工會會員退休制度
Labor Union Sick And Accident Benefit9 工會疾病傷害給付
LAMP 美國壽險外勤經理人員會議
Laspsation Profit 失效解約益
Lapse 失效
Lapsed Legacy 捐贈失效的遺產
Lapse Notice 失效通知
Lapsed Policy 失效保單
Lapse Rate 失效率
Lapse Ratio 失效解約率
Large Policy 高額契約、高額保險
Last Survivor Annuity 最後生存者連生年金
Last Survivor Insurance 後生存者保險
Late Retirement 延後退休
Law Of Large Numbers 大數法則
Lawful Heirs 法定繼承人
Laws of Descent And Distribution 繼承分配法
Lay Underwriters 助理核保人
Leading Producers Round Table 績優者圓桌會議
Leading Producers Round Table Award 績優者圓桌會會獎
Lease 租賃、租賃權
Lease-back 回租
Leasehold Redemption Assurance 定期租賃權清償準備保險
Ledger Assets 帳資資產
Ledger Cost 純正保費、純正成本
Leeway Provision 彈性投資規定
Legacy 遺贈、遺產
Legal Age 法定年齡
Legal Assets 法定資產
Legal Investment 法定投資
Legal Rate Of Interest 法定利率
Legal Reserve 法定責任準備金
Legal Reserve Life Insurance 法定責任準備型壽險
Legal Reserve Life Insurance Company 累積法定責任準備金型壽險公司
Legatee 受遺贈人
Legator 遺贈人
Letter Of Administration 遺產管理委任書
Letter Of Indemnity 損失補償約定書
Letter Of License (債權人) 債務寬緩處理協議書
Level Accident Insurance 標準傷害保險
Level Annual Premium Funding Method 平準保費基金累法
Level Cost 平準成本法
Level Premium 平準保險費
Level Premium Plan 平準保費保險
Level Premium Group Permanent Plan 平準保費團體長期保險
Level Term Insurance 定額定期保險
Liabilities 負債、責任
Liability Insurance 責任保險
License 外務員執照
Lien Plan (弱體) 保險金削減給付法
Life Conservation 契約保全；保健
Life Expectancy 平均餘命
Life Expectancy Term Insurance 平均餘命定期保險
Life Income Option 終身年金收入選擇權
Life Income Policy 終身年金保險
Life Income With Full Refund Option 保證期間終身年金選擇權
Major Hospitalization Insurance 高額住院費用保險
Major Medical Expense Insurance 高額醫療費用保險
Malingering 裝病
Malpractice 不當行為
Malpractice Insurance 專門職業不當行為責任保險
Mandatory Valuation Reserve 法定有價證券價格變動準備金
Mandatory Provision 法定條款
Market risks 市場危險
Marine Insurance 海上保險
Marital Deduction 配偶扣除額
Marshaling Of Assets 財產清償位
Master Plan 總退休計劃
Material Fact 重要事實
Mathematical Risk 數學危險
Maturity Date 滿期日
Maturity Value 滿期值
Maximum Average Indexed Monthly Earnings 指數基準最高平均月薪津
Maximum Probable Yearly Aggregate Dollar Loss 最大預期之每年損失總金額
Maturity Average Monthly Wage 最高平均月工資
Maturity Disability Policy 最高補償殘疾保險
Maturity Wage Base 最高工資額
Mean Reserve 期中責任準備金
Medical Examination 體檢
Medical Examiner 體檢醫生
Medical Expense Insurance 醫療費用保險
Medical Information Bureau 病歷資料服務所
Medical Insurance 醫療保險、有體檢保險
Medical Payments Insurance 醫療費保險
Moral Hazard 道德危險
Morale Hazards 怠忽危險
Mortality Insurance 死亡保險
Mutual Company 相互保險公司
Mutual 相互保險社
Mutuality 相互性
N
National Health Insurance 國民健康保險
Natural Death 自然死亡
Natural Group 自然團體
Natural Premium 自然保費
Need 保險需要
Negligence, Gross 重大疏忽
Net Amount At Risk 風險淨額
Net Cost 純成本
Net Earning 淨盈餘
Net Gain From Operation 保險營業淨利
Net Level Premium 平準式純保費
Net level Premium Reserve 淨平準保費準備
Net Premium Rate 純保費費率
Net Surplus 淨盈餘
Net Taxable Estate 應課稅遺產淨額
Nonadmitted Reinsurance 非認可再保險
Nonassessable Contract Or Policy 不契追征保費保險契約
Nonasignable Contract Or Policy 不可轉讓契約 (保險)
Nondeductible 不可扣除額、無自負額
Nondisabling Injury 非殘疾傷害
Nonduplication Of Payments (Or Benefits) 不重覆給付
Nonforfeitable 不沒收額
Nonforfeiture Option Or Provisions 不沒收條款
Nonforfeiture Value 不沒收價值
Noninsured Plans 非保險型退休計劃
Non-ledger Assets 未入帳資產
Nonmedical 無體檢
Nonmedical Insurance 無體檢保險
Nonoccupational Insurance 職業外疾病傷害保險
Nonparticipating Fund 無分紅保險基金
Nonprobate Property 非查驗遺產
O
Objections In The Interview 拒絕投保
Obligatory Reinsurance 業務再保險
Obligatory Treaty 義務再保險合約
Occupational Hazard 職業危險
Occupational Policy 職業保險
Offer 申請投保
Offer And Acceptance 要約與承諾
Old-Age Benefit For Spouse Of Worker 勞工配偶老年給付
Old Age and Survivors Insurance 老年及遺族保險
Old Age Security 老年保障制度
Old Age, Survivors, And Disability Insurance 老年遺族及殘疾保險
Old Age, Survivors, Disability and Health Insurance 老年、遺族、殘疾及健康保險
Older Age Policy 老年醫療保險
Old Line 傳統的人壽保險
Old Line Legal Reserve 傳統的人壽保險法定責任準備金
Open Certificate 開放型保單
Open Cover (再保) 預約再保險
Open Debit (收招合一制) 直接繳費
Open Policy 開放型保險
Option （保險契約）選擇權
Optionally Renewable Contract 選擇更新保險
Optional Paid-Up Insurance 選擇繳清保險
Ordinary Agent 普通險業務員
Ordinary Fire Insurance 普通火災保險
Ordinary Insurance Account 普通保險契約帳
Ordinary Insurance Company 普通壽險保險公司
Ordinary Life－Whole Life－Straight Life 終身保險
Original Insurance 原保險
Outstanding Premium 未收保險費
Over Insurance 超額保險
Overhead Expense Policy 營業費用保險
Overinsurance 超過保險
P
Paid For Credit 新契約換算額
Paid In Advance 預繳保費
Paid Up Additions 增額繳清保險
Paid- Up Policy 繳清保險
Paid- Up Value 繳清價值
Pairs and Sets Clause 一套或一組條款
Parent Benefit 雙親給付
Partial Vesting 部分受領權
Participant 參加者、參加員工
Participating Insurance 分紅保險
Partnership 合夥
Partnership Entity Plan 合夥人買賣協定
Part-time Employees 兼職僱員
Party-in-interest 利害關係人
Past Service Benefit 過去服務年給付
Past Service Cost 過去服務年資給付成本
Past Service Credits 認可的過去服務年資基數
Past Service Liability 過去服務年負債
Pay-As-You-Go Plan 隨支隨付計劃
Payment To The Estate 保險金當作被保人之遺產
Payment on account clause 預付賠款條款
Payor Clause 保費免繳條款
Payor Insurance 額外繳費者保險
Payroll Audit 薪資查帳員
Payroll Deduction 薪資減項、扣薪
Pecuniary Interest 金錢上之利益
Personal Contract 對人契約
Pension, Normal Cost 正常退休金成本
Pension Plan 退休金計劃
Pension Plan Trustee 退休金計劃受託人
Preamble; Recital clause 序文
Premises clause 擴大承保處所條款
Presumption Of Negligence 過失推定責任
Probable Maximum Loss, PML 可能最大損失
Professional Liability Insurance 職業責任保險
Professional fees clause 專業費用條款
Promissory Warranties 承諾保證
Pro rata distribution clause 比例分配條款
Physical hazards 實質危險
Policy 保險單
Premium Pure 純保費
Primary Covera 優先賠款責任制
Public adjuster 公共理賠人
Proportional treaty 比例性合約
Personal injury 名譽傷害
Policy limit 保單上限
Preexisting condition 原已存在因素
Preferred Provider Organization, PPO 優先供應者組織
Q
Quadruple Indemnity 四倍型意外傷害險
Qualification Laws 保險從業員資格法
Qualified Joint And Survivor Annuity 適格連生生存者年金
Qualified Pension Plan 適格退休金計劃
Qualified Profit-Sharing Plan 適格利潤分享計劃
Qualified Prospect 合格準保戶
Qualified Trust 適格退休金信託
Qualifying Prospects 調查準保戶
Quantity Discount 高額保險折扣優待
Quarantine Indemnity 傳染病隔離補償
Quasi-Insurance Institution 準保險制度
Qui Facit Alium, Facit Per Se (拉丁文) 代理
Quota Share Reinsurance 比率再保險
Quota Share Treaty 比率合約
R
Reinsurance 再保險
Reinstatement 復效
Retrospective Insurance 追溯保險
Rights of Ownership 物上代位
Representation 告知義務
Rate-making 費率釐定
Retrospective Rating Method 追溯費率法
Revocable Designation 可取消指定
Retention 自留額
Renewability 續保性
Retrocession 轉再保險
Rent Insurance 租金保險
Rent Value Insurance 租賃價值保險
Sum Insured, Insured Amount 保險金額
Signature 簽署
Specific Insurance 特定保險契約
Salaried Professionals 專業受薪者
Salary Allotment Insurance 薪津扣繳保險
Sales Quota 銷售責任額
Savings Bank Lie Insurance 儲蓄銀行壽險
Savings Element 儲蓄性質
Schedule 給付明細表
Schedule Policy 明細給付型保單
Secondary Beneficiary 繼承遺產之配偶死亡遺產之減少
Second Surplus Reinsurance 第二溢額再保險
Secret Trusts 秘密信託
Self-Administered Plan 自己管理型退休計劃
Self-Insurance 自家保險
Self-Insured Pension Plan 自己管理型退休金計劃
Self-reinsurance 自家再保險
Service 特約醫療服務；保戶服務
Service Employees Group Life Insurance 軍人團體壽險
Surver 公證人
Service Insurance 醫療服務保險
Servicemen's Group Life Insurance 軍人團體壽險
Settlement 保險金給付
Settlement Options 保險金給付方法選權
Side Fund 補助基金
Single Interest Policy 單一利益保險
Single-Premium Deferred Annuity 躉繳保費遞延年金
Single-Premium Funding Method 躉繳保費基金累積法
Single-Premium Immediate Annuity 躉繳保費即付年金
Social Insurance 社會保險
Special Acceptance 特殊再保
Specified Disease Insurance 特定疾病保險
Split-dollar Insurance 保險費分擔保險
T
the Principle of Indemnity 損害補償原則
the Principle of Contribution 賠款分攤原則
the Principle of Subrogation 代位求償原則
Target Benefit Plan 目標年金式退休計劃
Target Risk 巨大危險
Temporary License 臨時執照
Temporary Life Annuity 限期給付生存年金
Temporary Partial Disability 暫時部分殘疾
Temporary Total Disability 暫時全殘
Tenancy In Common 合有財產
The Causa Proxima Rule 緊接原因原則
The Principle Of Indemnity 損害補償原則
The Principle Of Insurable Interest 保險利益原則
The Prinicple Of Subrogation 代位求償原則
The Principle Of Utmost Good Faith 最大誠信原則
Three-fourth Loss Clause 四分之三損失條款
Three-fourth Value Clause 四分之三價值條款
Time Policy 時間保險契約
Two-third Vacancy Clause 三分之二空屋條款
Third-party Liability Insurance 第三者責任保險
U
Under Insurance 不足額保險
Ultimate Net Loss 最終淨損失額
Umpire Clause 保險裁定人條款
Unallocated Benefit 不分項限額給付
Unallocated Funding Instruments 總提存方式年金工具
Unauthorized Insurance 未獲許可之保險
Unconditional Vesting 無條件賦予受領權
Underinsurance 保額偏低保險、保障不足
Underlying Insurance 先順位保險
Underlying Retention 自負額
Underwriting 核保
Unearned Premium 未經過保費
Unearned Premium Reserve 未經過保費準備金
Unearned Reinsurance Premium 未經過再保險費
Unemployment Compensation Disability 身體殘障失業補償
Unvalued Policy 不定值保險單
Underwriting 核保
V
Voyage Policy 航程保險
Vacation Pay 休暇薪給
Valuation 評價
Valuation, Asset 資產評估
Valuation, Policy 保單評估
Valuation Reserve 評估準備
Values 價值
Valued 評價確定
Valued Basis Of Payment 固定額給付基準
Variable Annuity 變額年金
Variable Annuity Accumulation Unit 變額年金累積基數
Variable Life Insurance 變額人壽保險
Vehicles 工具
Vested 既得的 (權利)
Vested Benefit 受領權確定給付
Vested Liability 受領權確定退休金債務
Vested Rights 確定權利
Vesting 賦予受領權
Vesting Full 賦予完全受領權
Vesting Rights 確定權利
Veterans' Group Life Insurance (VGLI) 退伍軍人團體人壽險
Veterans Special Term Insurance 退伍軍人特別定期保險
Vis Major 不可抗力
Visual Sales Kit 視覺銷售工具
Vital Statistics 生命統計、人口動態統計
Void 無效的
Voidable 得撤銷的
Voluntary Reserve 任意準備金
W
Waiting Period 等待期間
Waive 放棄
Waiver 免除特定責任
Waiver of Premium 保費免繳
Want 保險要求
War Clause 戰爭條款
Ward 被監護人
Warranties and Representation 擔保與告知
Warranty Implied 默示擔保
Weekly Account 週繳保費帳戶
Weekly Premium Increase 週繳保費增加額
Weekly Premium Insurance 週繳保險費保險
Weekly Premium Status Card 週繳保險費保險契約狀況卡
Weight and Height Table 體重身高表
Whole Life Insurance 終身人壽保險
Wholesale Insurance 集體保險
Widow's and Widower's Benefit 寡婦鰥夫年金給付
Wife Insurance 妻子保險
Wife's and Husband's Benefit 配偶年金
Will 遺囑
Willful Injury 故意傷害
Withdrawal (離職) 脫退
Woman, Diseases Peculiar To 婦女疾病
Worker's Compensation Catastrophe Covers 勞工災害補償巨災再保險
Worldwide Coverage 全球保障
Written Premium 全球保費收入
Written Business 申請投保中的新契約
Worker's Compensation 勞工災害補償
X
X Table X表
Y
Yearly Renewable Term Insurance 每年更新定期保險
Yearly Renewable Term Plan Reinsurance 一年更新定期保險型再保險
Year of Service 服務年資
Years Certain Annuity 保證給付期間年金
Yield Test 收益檢定
Yield to Maturity 滿期收 益
Z
Zillmerized Reserve Zillmerized 式責任準備金
Zone System 區域制度
Z Table Z表 FSAVC (Free-Standing Additional Voluntary Contributions)
保險詞彙中英對照表
一畫
一次給付死亡理賠金 lump sum death benefit
一次購足 one-stop shopping
一般公認會計原則 generally accepted accounting principles（GAAP）
二畫
二十年期繳費終身壽險 twenty-payment life
人身意外傷害及疾病保險 personal accident and sickness insurance
人身意外傷害保險 personal accident insurance
人壽保險 life assurance; life insurance
人壽保險：人生風險 life insurance：life risk
人壽保險之生存給付 living benefits of life insurance
人壽保險可績保性 life insurance renewability
人壽保險被保險人 life insured
人壽保險單 life policy
人壽保險單條款 policy provisions, life
人壽保險標準（示範）條款 standard provision, life insurance
十日審閱期條款 ten-day free look provision
三畫
大數法則 law of large numbers; the law of large numbers
工程保險 engineering insurance
已付賠款 losses paid; paid losses
已收保費 earned premium
已承保 covered
已終止之保單 terminated policy
已發生之費用 expense incurred
已發生之損失 incurred losses
已發生但未報損失 incurred but not reportedlosses（IBNR）
已發生費用 incurred expenses
已經過期間之保費 premium earned
已繳股本 paid-in capital
四畫
不分紅人壽保險 non-participating life insurance
不可抗力之事故 force majeure
不可保危險 noninsurable risk; noninsurance risk; uninsurable risk
不可轉換定期保險 non-convertible term insurance
不可轉讓保險單 nonassignable policy
不可轉讓契約或保險單 nonassignable contract or policy
不可續保契約 non-renewable contract
不可變更之受益人 absolute beneficiary; beneficiary, absolute; beneficiary, irrevocable; irrevocable beneficiary
不沒收條款 non-forfeiture benefit（option）; non-forfeiture clause; non-forfeiture option or provision; non-forfeiture provision
不沒收價值 non-forfeitability
不足額保險 underinsurance
不定值保險單 nonvalued insurance policy; unvalued policy
不定值海上保險單 unvalued marine policy
不保危險 excluded peril
不保事項 exception
不保財產 exclusion property
不保項目 exclusion
不保項目批註 exclusion rider
不動產投資信託 real estate investment trust（R.E.I.T.）
不喪失解約金價值 non-forfeiture cash surrender benefit
不當執業 malpractice
不實重要說明 material misrepresentation
不實說明 misrepresentation
不適航 unseaworthiness
不續約條款 non-renewal clause
公共意外責任保險 liability insurance, public; public liability insurance
公共運送人 common carrier
公認財務分析師 Chartered Financial Analyst
公認財務顧問師 Chartered Financial Consultant（ChFC）
公認壽險核保師 Chartered Life Underwriter（CLU）
公營保險人 governmental insurer
公證人 adjuster; surveyor
公證報告 survey report
分出公司 cedant; ceding company
分保 cede; reinsurance
分保人 cedent
分保公司 primary
分紅 dividend
分紅保單 participating; participating policy; with-profits policy
分紅保險 par; participating insurance
分期保險費 installment premium
分進公司 assuming company; ceded company; accepting office
分進再保險 reinsurance assumed
分進再保險人 assuming reinsurer
分離帳戶 separate account
心理危險因素 hazard, morale; morale hazard
比例再保險 reinsurance, share; share reinsurance; proportional reinsurance
比率再保險 reinsurance, quota share
比率再保險合約 quota share reinsurance（treaty）
比率溢額再保險 quota surplus reinsurance
毛保費 gross premium; premium, gross
火災法律責任保險承保約定 fire legal liability coverage
火災保險 fire insurance
五畫
主保險單 primary cover
代位原則 subrogation principle
代理費用 agent expense
加減費率法 modification rating
可信度 credibility
可保危險 insurable risk
可保性 insurability
可保性增額選擇權 insurability option
可保性證明 evidence of insurability
可保價值 insurable value
可能最大損失 maximum probable loss; possible maximum loss（PML）; probable maximum loss（PML）
可移轉式退休金 portable pension
可轉換定期壽險 convertible term life insurance
台灣地區營造綜合保險聯合小組 Committee of Contractor's All Risks Underwriters in Taiwan（C.O.C.A.R.U.I.T.）
外務佣金 agent's commission
外務員 agent; field representative; fieldman; representative; representative, field
失效 lapse
失效解約率 lapse ratio
失能所得附加特約 disability income rider
失能所得保險 disability income insurance
失能保險 disability insurance
失能豁免保險費 waiver of premium disability benefit; waiver of premium for disability
巨災 catastrophe
巨災再保險 catastrophe reinsurance; reinsurance, disaster
巨災債券 CAT bond; catastrophe bond
市場價值相對於實際現金價值 market value v. actual cash value
平均損失幅度 average loss severity; average severity
平均餘命 expectation of life; life expectancy
平準佣金 commissions, level; level commission
平準保險費 level premium
未收保險費 outstanding premium; uncollected premium
未決賠款 claim outstanding; loss outstanding; losses outstanding; outstanding losses
未滿期保費 premium, unearned; unearned premium
生存年金 annuity, life; life annuity
生存險 pure endowment
生死合險 endowment; endowment assurance; endowment insurance
生效日 effective date
企業主管人員保險 key-executive insurance
全損 total loss（TL）
全險 against all risks（AAR）; all risk insurance; all risks; open perils
共同受益人 joint beneficiary
共同保險規定 coinsurance provision
共同海損 general average
共保 coassurance
再保 reinsurance
再保險合約 reinsurance treaty; treaty
再保險佣金 reinsurance commission
再保險經紀人 reinsurance broker
列名被保險人 insured named; named insured
危險因素 hazard
危險自留 risk retention
危險抑減 risk reduction
危險事故 peril
危險承擔 assumption of risk; risk assumption
危險保費 risk premium
危險評估 risk appraisal
地震險 earthquake insurance
安裝工程保險 installation insurance
年金生命表 annuity table
年金受益人 annuitant
年金保費 annuity consideration; premium, annuity
年金保險 annuity
年繳保費 annual premium
有效契約 business in force; in-force business; valid contract; insurance in force
次標準體 risk substandard; substandard; under-average life
死亡風險 mortality risk
死亡給付 death benefit
污染除外條款 pollution exclusion
自用汽車保險單 personal auto policy; personal automobile policy（PAP）
自負額 deductible; excess
自負額條款 deductible clause
自留 retention
自動保費墊繳條款 automatic premium loan provision（APLP）
自動墊繳保費 automatic premium loan（APL）
自動增加給付 automatic increase in benefits
自殺條款 suicide clause; suicide provision
自殘 self-inflicted injury
自然死亡 natural death
自然災害 peril of nature
自然保費 natural premium
自然耗損 natural losses; wear & tear
自然耗損不保事項 wear and tear exclusion
行為能力 competency; legal capacity
七畫
住院、手術及醫療費用保險 hospital, surgical, and medical expense insurance
住院及手術費用保險 hospital / surgical expense insurance
住院他項費用給付 special services benefits
住院保險 hospitalization insurance
住院醫藥費保險 hospital medical insurance
估計最大損失 estimated maximum loss（EML）
估價 appraisal
估價條款 appraisal clause; valuation clause
佣金 commission
免除特定責任 waiver
免賠額 franchise; deductible, franchise; franchise deductible
免賠額條款 franchise clause
兵險 war risk
兵險條款 war clause; war risk clause
利率風險 interest rate risk
利率敏感型保險單 interest sensitive policies
利率敏感型終身壽險 interest-sensitive whole life
即期年金 annuity, immediate; immediate annuity
告知 representations; disclosure
告知義務 duty of disclosure
完全失能給付 total disability benefit
抗辯條款 contestable clause
抗辯期間 contestable period
抗辯費用 defence cost; defense costs
技術準備金 technical reserve
批註（條款） endorsement
投保申請書 application
投保前已存在的健康狀態 preexisting condition
投保紀錄 insurance history
投保證明 certificate of participation
投資型保險商品 investment-linked product
投資帳戶 investment account
投資組合 investment portfolio; portfolio
投資連結型個人退休金 unit-linked personal pension
投資連結型養老保險 unit-linked endowment
投資報酬風險 investment yield risk
投資報酬率 yield on investments ratio
每一事故限額 limit, per accident; occurrence limit; per accident limit
每日住院給付 daily hospital benefit
每日定額給付 fixed daily benefit
每年更新（續保）定期保險 annual renewable term insurance; yearly renewable term insurance; yearly renewable term（YRT）
每年更新（續保）團體定期保險 yearly renewable group term insurance
求償通知條款 notice of claim provision
汽車車體損失保險 automobile physical damage insurance
汽車保險 automobile insurance; motor insurance; vehicle coverage
汽車第三人責任保險單 third party only policy
汽車責任保險 automobile liability insurance
足額保險 full insurance; full value insurance
車體損失保險 physical damage insurance
辛迪卡 syndicate
防護及補償協會 Protection and Indemnity Club（P & I Club）
防護及補償保險 P&I insurance; protection and indemnity（P & I）insurance
八畫
事故 occurrence
事故年度 accident year
事故年度統計 accident-year statistics
事故發生基礎 occurrence basis
事故發生基礎承保式 occurrence form
事故發生基礎責任承保範圍 claims occurrence basis liability coverage
事故發生率 incidence rate
事故發生通知 notice to company
事業責任保險 business liability insurance
使用性質 occupancy
使用性質變更條款 change in occupancy or use clause
其他保險 other insurance
其他保險條款 other insurance clause
其他被保險人 other insureds
到期日 date of expiration
到達年齡 attained age
協會貨物保險條款 institute cargo clauses（I.C.C.）
受益人 beneficiary
受益人生存年金 survivorship annuity
受益人信託 beneficiary of trust
受託人 bailee; fiduciary; trustee; consignee
受託人保險 bailees insurance
固定收益財務工具 fixed income financial instrument
固定所得與本金保單 income and principal policy
定值保險 valued coverage
定值保險單 stated value policy; valued policy
定期人壽保險 life insurance, term; term life insurance
定期年金 terminable annuity
定期保險單 term of the policy; term policy
定期壽險附約 term insurance rider
定額年金 level annuity
定額給付 benefit, flat dollar; fixed benefit; flat dollar benefit; stated value benefit
定額給付年金 annuity, fixed; fixed annuity
所得平均法 income averaging
承保危險 risks covered
承保成本 underwriting cost
承保利潤 underwriting profit
承保事故約定 coverage, peril
承保能量 capacity
承保條 slip
承保條款 insuring clause
承保處所 insured premises
承保費用 underwriting expense
承保集團 pool
承保項目 item
承保損失 covered losses
承保會員 underwriting member
承保業務內容組合 portfolio
承保準備金 underwriting reserve
承保確定 commitments
承保範圍 coverage; insurance coverage
承租人保險 renters insurance
拒保 rejection
招募率 recruitment ratio
拋棄繼承 disclaimer
押標金保證保險 bid bond; bond, bid
拖曳費用 towing charge
放佣 rebate
放佣行為 rebating
放射性污染保險 radioactive contamination insurance
放棄代位權條款 waiver of subrogation rights clause
法定不保事項 statutory exclusions
法定公積金 statutory surplus
法定年齡 legal age
法定有價證券評價準備 mandatory security valuation reserve（MSVR）
法律風險 legal risk
法律責任保險單 legal liability insurance policy
直效行銷 direct marketing
直接原因 proximate cause
直接損失 direct loss; direct damage
直接簽單公司 direct writer; direct writing carrier
直銷 direct selling
社會保險 social insurance
股份型態之保險公司 stock insurance company; stock insurer
初年定期式責任準備金提存制 preliminary term reserve system
初年度保費 first-year premium
表定死亡率或罹病率 tabular mortality or morbidity
表定利率 tabular interest rate
金融服務 financial services
金融控股公司 financial holding company
長尾責任 long-tail liability
長尾業務 long-tail business
長尾賠案 long-tail claim
長期失能 long-term disability
長期失能所得保單 long-term disability policy
長期失能保險 long-term disability income insurance; permanent health insurance（PHI）
長期看護險 long-term care（LTC）
附加承保範圍 additional extended coverage
附加保險事故 additional perils
附加保險費 loading
附加保費 additional premium（AP）; loading charge; premium loading; loading
附加高額醫療保險 supplemental major medical insurance
附加醫療保險 supplemental medical insurance; supplementary medical insurance
附條件可續保契約 conditionally renewable contract
非比例性再保險 nonproportional reinsurance
非比例性保險 nonproportional insurance
非投資等級債券 noninvestment grade bonds
非系統性風險 risk, unsystematic
非營利性公司 non-profit corporation
非營利性保險人 non-profit insurers
九畫
信用人壽保險 credit life insurance; creditor life insurance; insurance, credit life; life insurance, credit
信用卡保險 credit card insurance
信用卡偽造保險 credit card forgery insurance
信用失能保險 credit disability insurance
信用合作社 credit union
信用保險 credit insurance
信用風險 credit risk
侵權行為 tort
保戶手冊 buyer's guide
保本型年金 capital protected annuity
保全 conservation
保留盈餘 retained earnings
保單 insurance policy; policy
保單可貸金額 loan value
保單生效日 policy date
保單交付 policy delivery
保單年度 policy year
保單年度經驗 experience, policy year; policy year experience
保單所有人保費豁免優惠 owner waiver of premium benefit
保單所有人權益 equity, policyowners; policyowners equity; policyholder surplus
保單持有人 policyholder
保單指定受益人 owner's designated beneficiary
保單架構 policy structure
保單紅利 policy dividend; policyholder dividend
保單紅利選擇權 dividend options; options, dividend
保單面值 policy face
保單起保日及損失發生時點 contract inception and time of loss
保單現金價值滅失日 date of exhaust, exact; exact date of exhaust
保單移轉 transfer
保單責任準備金 policy reserve
保單復效 reinstatement of policy
保單評價 valuation, policy
保單貼現 viatical settlement
保單貸款 loan
保單解約 surrender a policy
保單滿期 matured
保單滿期日 maturity date
保單價值 policy value
保單質押貸款 loan on policy; policy loan
保單聲明（要保書表白事項） policy declaration
保單轉換 policy replacement
保單轉換條款 policy change provision
保單轉讓 policy assignment
保單繼續率 persistency
保單變造 spoliation
保單體檢 periodic reviews
保費 insurance premium; premium
保費收入 premium income
保費自動墊繳選擇權 automatic premium loan option
保險 assurance; insurance
保險人 assurer; insurance carrier; insurer; carrier
保險公司 insurance company
保險代位 subrogation
保險代理人 insurance agent
（保險）仲介人 intermediary
保險利益 insurable interest; insurance interest
保險利益條款 insurable interest clause
保險事故 insured peril
保險金 amount of loss; policy proceeds
保險金額 insurance cover; insured amount; sum insured; amount insured; amount of insurance
保險契約 contract; contract of insurance; insurance contract
保險效力之中止 suspension of coverage
保險效力終止條款 termination clause
保險索賠 insurance claim
保險商品 product
保險密度 insurance density
保險單 insurance policy; policy
保險單不保項目 exclusions of policy
保險單之簽約日期 date of subscription to the policy
保險單生效日 date of policy
保險單紅利選擇權 participating policy dividend option
保險單面值 face value of the policy
保險單起迄日 date of subscription to the policy
保險單起保日 commencement of coveragement; date of inception of the policy
保險單總價值 amount of insurance to value
保險期間 duration of risk; period; policy period; policy term; term of policy; term
保險費 charge of insurance; insurance expense; insurance premium; premium
保險費交付方式 premium mode
保險費非法處置 illegal holding of premiums
保險費率 insurance rate; premium rate
保險集團 insurance pool
保險業務員 producer; solicitor
保險經紀人公司 brokerage agency
保險精算師 actuary
保險需求分析法 need approach
保險轉嫁 insurance transfer
保險證 certificate of insurance; certificate, insurance
保險證明書 insurance certificate
保額 amount insured; amount of insurance
保額復效 reinstatement of the sum assured
保證利率 guaranteed interest rate
保證保險 bond
保證現金價值 cash value, guaranteed; guaranteed cash value
保證解約退還金 cash value, guaranteed; guaranteed cash value
保證與告知 warranties and representation
保證增加保額選擇權 guaranteed issue
保證購買選擇權 guaranteed purchase option
契約 contract
契約不為承認之補償保險 contract repudiation indemnity
契約保全 life conservation
契約審閱期間 cooling-off period
契約轉換 conversion
客戶關係管理 customer relationship management（CRM）
客觀危險 objective risk
指數人壽保險 indexed life insurance
指數型人壽保單 indexed life policies
政治風險 political risk
政策性保險 act insurance
故意之侵權行為 intentional tort; tort, intentional
查勘 inspection
洪水保險 flood insurance
洪水險承保約定 flood coverage
玻璃保險 glass insurance
相互保險 mutual insurance
相互保險公司 mutual company; mutual insurance company
相互保險社 mutual insurance association
相互壽險公司 mutual life assurance company
穿透率 penetration
約定價值 agreed value
約定價值保險單 agreed value policy
約定價值條款 agreed value clause
衍生性金融商品 derivatives
要保人 applicant; applicant for insurance; proposer
要保書 proposal; application
要約 offer
要約與承諾 offer and acceptence
重大疾病保險 catastrophic illness insurance; critical illness insurance; dread disease insurance
重大過失 gross negligence; negligence, gross
重要事實 material fact
重要員工 key employee（key person）
重置成本保險 replacement cost insurance
重複投保分攤準則 nonconcurrent apportionment rules
限期繳費人壽保險 life insurance, limited payment; limited payment life insurance
限期繳費保險契約 limited payment policy
風險成本 cost of risk
風險值 value at risk（VaR）
風險基礎資本 risk based capital（RBC）
風險基礎資本比率 risk based capital ratio
風險基礎資本規定 risk based capital（RBC）requirements
風險控管 risk control
風險移轉 risk transfer; transfer of risk
風險評估 risk assessment
風險管理 risk management
風險管理人 risk manager
風險管理師 Fellow in Risk Management（FRM）
風險管理程序 risk management process
風險暴露單位 exposure unit
風險衡量 risk measurement
風險辨識 risk identification
風險證券化 securitization of risk
十畫
個人年金 annuity, individual; individual annuity
個人信用保證保險 individual fidelity bond
個人退休金計畫 personal pension scheme
個人傷害保險 personal injury insurance
個人簡易壽險 individual life insurance
倫敦勞依茲 Lloyd's of London
員工誠實保證保險 bond, fidelity; fidelity bond; fidelity guarantee insurance
家畜保險 livestock insurance
射倖契約 aleatory contract
差別費率 rate discrimination
效力中止條款 suspension provision
效力保險 efficacy insurance
效力終止 termination
旅行平安保險 travel accident insurance
時效 statute of limitation
核保 underwrite; underwriting
核保利潤 underwriting profit
海上保險 marine insurance; wet marine insurance
海事公證人 marine surveyor
海損 average
海損理算師 average adjuster
海難 perils of the sea
特別賠款準備金 special loss reserve
疾病保險 sickness coverage; sickness insurance
索賠 claim; claims made
索賠公證人 claim adjuster
純保費 premium, pure; pure premium; net premium; net single premium; premium, net
航空保險 air insurance; aviation insurance
航空乘客意外保險 aviation passenger accident insurance
航空器墜落及機動車輛碰撞承保式 falling aircraft & vehicle impact form
財務再保險 financial reinsurance
財務規劃師 Certified Financial Planner（CFP）
財產及責任保險核保人 Chartered Property and Casualty Underwriter（CPCU）
財產保險 property insurance
財團法人工程保險協進會 Engineering Insurance Association（E.I.A.）
財團法人保險事業發展中心 Insurance Institute of the Republic of China
起賠式自負額 deductible, franchise; franchise deductible
起賠點 attachment point; excess point
逆仲介 disintermediation
退休保險需求 retirement insurance needs
追溯保費 retrospective premium
除外（不保）期間 deferred period
除外責任條款 exception clause
除外期間 deductible, period; excepted period; excluded period
除外項目 exclusion
除斥期間 limitation
十一畫
健康保險 health insurance
國民健康保險 national health insurance
基本保費 basic premium
基本費率 basic rate
執業過失責任保險 malpractice liability insurance
專門職業責任保險 professional liability insurance
專屬代理人 agent, captive; captive agent; exclusive agent
專屬代理制度 exclusive agency system
專屬保險 captive insurance
專屬保險公司 captive insurance company
強制汽車責任保險 compulsory automobile liability insurance
推定失能 presumptive disability
推定全損 constructive total loss
推定過失 negligence, presumed; presumed negligence
清償能力 solvency
清償能力邊際 margin of solvency
淨保費 net premium; net single premium; premium, net
理算人 adjuster
理賠 claim; claim adjustment
理賠費用 claim expense; loss adjustment expense
現金保險 cash insurance; money insurance
現金價值 cash value
現金價值壽險 cash value life insurance
現金賠款 cash claim
現金餘額計畫 cash balance plan
現金償還年金 annuity, cash refund
現金償還年金（一次償還年金） cash refund annuity（lump sum refund annuity）
現值 current value; present value; present worth
現值化 capitalization
現值化利率 capitalization rate
現值因子 present value factor
現值表 present value tables
現賠 cash claim
產品責任保險 liability insurance, product; product liability insurance
第三人責任保險 third party liability insurance
終止條款 cancellation clause
終身人壽保險 life insurance, whole
終身人壽保險 whole life insurance
終身失能保險 lifetime policy
終身失能給付 lifetime disability benefit
終身年金保險 life income policy
終身壽險 life insurance, permanent; lifetime policy; ordinary life-whole life-straight life; permanent life insurance
船體保險 hull insurance
被保險人 assured; cestui que vie; insurant; insured
責任保險 liability insurance
責任限額 liability limits; limit of liability
責任準備金修正制 modified reserve standards
責任綜合保險 liability insurance, comprehensive general
貨物保險 cargo insurance
貨物運送人保險 motor truck cargo insurance
連生生存年金保險 joint life and survivor insurance; joint-life and last-survivor annuity
連生被保險人 joint insured
連生壽險 joint life insurance
連動式債券 structured note
十二畫
傢俱衣李保險 contents insurance; household contents insurance
傘覆式再保險 umbrella reinsurance
最大善意 bona fide; uberrimaie fidei
最大誠信契約 contract of utmost good faith; uberrime fidei contract
勞工災害補償 workers compensation（W.C.）
勞依茲辛迪卡 Lloyd's Syndicate
喪葬保險 burial insurance; funeral insurance
單一費率 flat rate; rate, flat
單獨海損 average, particular; particular average
復原條款 reinstatement clause
復效 reinstatement; revival
復效附註條款 reinstatement memorandum
提前給付人壽保險 acceleration life insurance
提前給付之死亡保險金 living death benefits
提前滿期 accelerative endowment
提前滿期選擇權 accelerated option
無清償能力 insolvency
發生年度 occurrence year
發單日 date of issue
短期費率 short period rate; short rate
給付 benefit
給付選擇權 options of payment
貼現值 discount value
費用率 expense ratio
費率手冊 rate book; rate manual
費率釐定機構 rating organization
費率類別（費率等級） rating class
超額保險 excess insurance; over insurance; over-insurance
十三畫
傳統人壽保險 old line; old line life
傳統人壽保險公司 old line company; old line legal reserve company
傷害及疾病保障 injuries and diseases covered
意外 casualty; contingent
意外死亡及斷肢、喪失能力 accidental death and dismemberment（AD&D）
意外死亡條款 accidental death clause
意外事故傷害 injury independent of all other means
意外事故預防 accident prevention
意外傷害保單 accident policy
意外頻率 accident frequency
十四畫
團體人壽保險 life insurance, group
團體年金 annuity, group; group annuity
實質危險因素 hazard, physical; physical hazard
對價 quid pro quo; valued of all consideration; consideration
精神上痛苦 pain & suffering
綜合個人責任保險 comprehensive personal liability insurance
綜合率 combined ratio
遞延年金 annuity, deferred; deferred annuity
遞延給付 deferred benefits and payments; deferred payments
銀行保險 allfinanz; bancassurance
十五畫
增加率 accrual rate
增額保險單 additional optional policy
寬限期間 grace period; days of grace
履約保證保險 bond, performance; performance bond
彈性保費 flexible premium
暫保單 binder; binding slip; cover note; insurance cover note
暴風雨、民眾騷擾、煙燻、冰雹、航空器、機動車輛、爆炸及暴動 W. C. SHAVER
標準差 standard deviation or variation
標準條款 standard insurance contract provision; standard provisions
標準體 risk, standard; standard; standard life
確定提撥退休金計畫（購買型計畫） defined contribution pension plan（money purchase plan）
確定給付 payment certain
確定給付退休金計畫 defined benefit pension plan; pension plan, defined benefit
確定簽單保額 definite closing
罷工保險 damage from strikers insurance; strike insurance
罷工暴動民眾騷擾不保條款 free of strikes, riots and civil commotion clause （F.S.R. & C.C. clause）
複保險 double insurance; overlapping insurance
請求給付保險金 claim
調解 mediation
調整後承保利潤 adjusted underwriting profit
賠款成本率 burning cost ratio（pure loss cost）
賠款準備金 loss reserve; reserve, loss
賠償金 reparations
適格要件 eligibility requirement
震災保險 earthquake insurance
養老年金險 annuity, endowment
十六畫
器官移植給付 transplant benefit
學生保險 student insurance
曆年事故年度統計 calendar-accident-year statistics
曆年制已發生賠款 calendar year accounting incurred losses
獨立代理人 agent, independent; independent agent
獨立董事保險單 independent directors policies
罹病率 morbidity; morbidity rate
輸出信用保險 export credit insurance
輸出保險 export insurance
輸出融資保險 export loan insurance
選擇權 option
遺族年金 death benefit only
錯誤與遺漏保險 errors and omissions insurance（E&O）
錯誤與遺漏條款 errors and omission clause
隨支隨付計畫 pay-as-you-go plan
頻率 frequency
十七畫
應計基礎（權責發生基礎）之會計方法 accrual basis of accounting
營建工程保險 construction insurance
營建工程保證保險 construction bond
營建工程契約保證保險 bond, construction contract; construction contract bond
營建機具綜合保險 contractors equipment insurance
營造綜合保險 contractor's all risks insurance（C.A.R.）
營業中斷 business interruption（BI）
營業許可證 certificate of authority
績優費率法 merit rating; rating, merit
總保費 gross premium; premium, gross
總括保險 blanket insurance
縱火 arson
聲明事項 declaration
聲明條款 recital clause
臨時分保 facultative reinsurance; reinsurance, facultative
臨時再保險 facultative reinsurance; reinsurance, facultative
臨時再保險證明書 facultative certificate of reinsurance
豁免保費條款 payor provision
豁免保險費 waiver of premium（WP）
豁免保險費附約 waiver of premium rider
避險 hedge; hedging
鍋爐保險 boiler insurance
十八畫
斷肢保險 dismemberment insurance
簡易保險 industrial insurance
職業傷害 occupational injury
職業意外事故 accident, industrial; industrial accident; occupational accident
醫師專業責任保險 liability insurance, physicians and surgeons
醫療保險 medical insurance
醫療費用保險 medical expense insurance; medical payments insurance
醫療照護保險 medical care insurance
額外生活費用保險 additional living expense insurance
額外保費 extra premium; premium, extra
十九畫
懲罰性損害賠償金 exemplary damage
繳清保險 paid-up insurance
二十畫
躉繳保費 premium, single; single payment; single premium
二十一畫
屬人危險 personal hazard
續保條款 renewal agreement; renewal provision
二十二畫
攤回再保險賠款 claim recovered from reinsurer
二十三畫
變更受益人 beneficiary change
變額年金 annuity, equity; annuity, variable; equity annuity(ies); variable annuity; variable dollar annuity
變額萬能壽險 universal variable life insurance; variable universal life
變額壽險 variable life insurance
二十四畫
讓與權利 right of assignment
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